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United Bank of India IFSC codes: old codes and the new Punjab National Bank codes

United Bank of India merged into Punjab National Bank on 1 April 2020. The old IFSC codes, which began with UTBI, stopped working on 1 April 2021. Every branch became a branch of Punjab National Bank and got a new IFSC code.

How the new code is made

In the current list the former United Bank of India branches have Punjab National Bank codes that end in 20. The old codes had letters, so the new code cannot be worked out from the old one: we match the branch by its name and PIN code.

What this page lists

2,096 old codes of United Bank of India that were in the lists of the Reserve Bank between December 2006 and the merger and are not in use now. For 514 of them we show the new code, found by matching the branch name and place in the current list of Punjab National Bank. Confirm it with the bank before a payment. Where no single branch matched, the page says so instead of guessing: some branches were closed or joined with a nearby branch after the merger.

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Is my money safe?

Yes. In a merger every account, deposit and loan moves to the bank that took over, with the same balance. Only the names and codes change: the IFSC code, usually the MICR code, the cheque book, and sometimes the account number.

What to do if you still have the old code

  1. If you are paying someone: ask them for the new code, or find it here and confirm it with them. A payment to the old code is refused and the money returns to your account.
  2. If it is your own account: use the code printed on your new cheque book or passbook, or shown in the bank's app. Give the new code to your employer, tenants, clients, mutual funds, insurers and the income tax portal, so salaries, refunds and SIP or EMI debits keep working.
  3. Old cheques: cheque books of the merged bank stopped being accepted after a notice period. Ask your branch for a new one.

Check an old code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the new IFSC code of my United Bank of India branch?

Find the branch in the list on this page, or type the old code in the checker. Where a new Punjab National Bank code is known it is shown next to the old one.

Do old United Bank of India IFSC codes still work?

No. They stopped working on 1 April 2021. A payment to an old code is refused and the money comes back to the sender.

Did my account number change after the merger?

In some mergers account numbers stayed the same and in others they changed when the accounts moved to the new bank's computer system. Your passbook, statement or the bank's app shows the number in use now.

Old codes come from the lists published since December 2006. Current data as of 1 September 2026. All merged and closed banks