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Punjab National Bank IFSC codes

All 13,048 branches of Punjab National Bank with their IFSC and MICR codes. Choose a state, then find your branch.

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About Punjab National Bank IFSC codes

Punjab National Bank is a public sector bank. It has 13,048 branches with an IFSC code in 35 states and union territories. Its IFSC codes begin with PUNB. An example is PUNB0000010 (RTGS-HO Amalgamated Obc, Mumbai).

About Punjab National Bank

Kind of bank
Public sector bank
IFSC codes begin with
PUNB
Branches with an IFSC code
13,048, in 4,465 places and 35 states and union territories
MICR code of the bank
110024001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN)
508568 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Official website
pnb.bank.in from the Reserve Bank of India's list of bank websites
Deposit insurance
On the DICGC list of insured banks

Punjab National Bank is a public sector bank. A public sector bank is a bank in which the Government of India holds most of the shares. It is regulated by the Reserve Bank of India like every other bank, and it usually has a wide branch network, including in small towns and villages, and handles many government payments and pension accounts.

Its branches are spread over 35 states and union territories; the most are in Uttar Pradesh, West Bengal and Punjab. 128 of them also have a SWIFT code for money from abroad.

Banks that became part of Punjab National Bank: Oriental Bank of Commerce (1 April 2020), United Bank of India (1 April 2020). Their old IFSC codes are listed with the new ones on the pages linked here.

Deposit insurance: Punjab National Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.

Payment services of Punjab National Bank

ServiceAt this bankWhat it is for
NEFT13,047 of 13,048 branchesTransfers of any amount, settled in half-hourly batches, at any hour of any day
RTGS13,046 of 13,048 branchesLarge transfers of ₹2 lakh and more, settled one by one at once
IMPSEvery branchInstant transfers at any hour, through the bank's app or net banking
UPIEvery branchInstant payments to a UPI ID, mobile number or QR code
NACH creditYesReceiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debitYesMandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment BridgeYesGovernment benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a Punjab National Bank code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the IFSC code of Punjab National Bank?

Every branch of Punjab National Bank has its own IFSC code. The codes begin with PUNB. For example, the code of RTGS-HO Amalgamated Obc, Mumbai is PUNB0000010. Choose the state above to see the code of each branch.

How do I find the IFSC code of my Punjab National Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one Punjab National Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources