IFSCEsaf Small Finance Bank IFSC codes
All 835 branches of Esaf Small Finance Bank with their IFSC and MICR codes. Choose a state, then find your branch.
Choose a state
- Kerala 337 branches
- Tamil Nadu 103 branches
- Maharashtra 75 branches
- Madhya Pradesh 72 branches
- Chhattisgarh 40 branches
- Karnataka 40 branches
- Bihar 18 branches
- Odisha 18 branches
- Jharkhand 17 branches
- Uttar Pradesh 15 branches
- West Bengal 14 branches
- Andhra Pradesh 13 branches
- Delhi 11 branches
- Gujarat 11 branches
- Rajasthan 11 branches
- Telangana 10 branches
- Haryana 7 branches
- Assam 6 branches
- Uttarakhand 6 branches
- Tripura 3 branches
- Meghalaya 2 branches
- Nagaland 2 branches
- Puducherry 2 branches
- Chandigarh 1 branch
- Punjab 1 branch
About Esaf Small Finance Bank IFSC codes
Esaf Small Finance Bank has 835 branches with an IFSC code in 25 states and union territories. Its IFSC codes begin with ESMF. An example is ESMF0000002 (Esaf Small Finance Bank Limited, Thrissur).
- Most branches: Kerala (337), Tamil Nadu (103), Maharashtra (75), Madhya Pradesh (72), Chhattisgarh (40).
- Places with the most branches: Palakkad (67), Malappuram (57), Thrissur (37), Ernakulam (25), Wayanad (20), Kannur (19).
- 609 of 835 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: all but 1 branch.
- 5 older codes of this bank are no longer in use: see the old codes.
About Esaf Small Finance Bank
- IFSC codes begin with
- ESMF
- Branches with an IFSC code
- 835, in 352 places and 25 states and union territories
- Official website
- esaf.bank.in from the Reserve Bank of India's list of bank websites
- Deposit insurance
- On the DICGC list of insured banks
Its branches are spread over 25 states and union territories; the most are in Kerala, Tamil Nadu and Maharashtra.
Deposit insurance: Esaf Small Finance Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Esaf Small Finance Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | 834 of 835 branches | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Esaf Small Finance Bank code
Questions
What is the IFSC code of Esaf Small Finance Bank?
Every branch of Esaf Small Finance Bank has its own IFSC code. The codes begin with ESMF. For example, the code of Esaf Small Finance Bank Limited, Thrissur is ESMF0000002. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Esaf Small Finance Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Esaf Small Finance Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources