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United Bank of India IFSC codes

All 1 branch of United Bank of India with their IFSC and MICR codes. Choose a state, then find your branch.

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About United Bank of India IFSC codes

United Bank of India is a public sector bank. It has 1 branch with an IFSC code in 1 state or union territory. Its IFSC codes begin with UTBI. An example is UTBI0HOA139 (United Bank of India Imps, Mumbai).

About United Bank of India

Kind of bank
Public sector bank
IFSC codes begin with
UTBI
Branches with an IFSC code
1, in 1 place and 1 state or union territory
MICR code of the bank
700027001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN)
607028 identifies the bank in NPCI systems such as Aadhaar-enabled payments

United Bank of India is a public sector bank. A public sector bank is a bank in which the Government of India holds most of the shares. It is regulated by the Reserve Bank of India like every other bank, and it usually has a wide branch network, including in small towns and villages, and handles many government payments and pension accounts.

All its branches with an IFSC code are in Maharashtra.

Payment services of United Bank of India

ServiceAt this bankWhat it is for
NEFTNot listedTransfers of any amount, settled in half-hourly batches, at any hour of any day
RTGSNot listedLarge transfers of ₹2 lakh and more, settled one by one at once
IMPSEvery branchInstant transfers at any hour, through the bank's app or net banking
NACH creditYesReceiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debitYesMandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment BridgeYesGovernment benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a United Bank of India code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the IFSC code of United Bank of India?

Every branch of United Bank of India has its own IFSC code. The codes begin with UTBI. For example, the code of United Bank of India Imps, Mumbai is UTBI0HOA139. Choose the state above to see the code of each branch.

How do I find the IFSC code of my United Bank of India branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one United Bank of India IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources