Surat District Co-operative Bank IFSC codes
All 119 branches of Surat District Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About Surat District Co-operative Bank IFSC codes
Surat District Co-operative Bank is a district central co-operative bank. It has 119 branches with an IFSC code in 2 states and union territories. Its IFSC codes begin with SDCB. An example is SDCB0000001 (Surat District Co-operative Bank Imps, Mumbai).
- Most branches: Gujarat (118), Maharashtra (1).
- Places with the most branches: Surat (95), Tapi (23), Mumbai (1).
- 116 of 119 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: all but 1 branch.
- 119 branches are listed as UPI enabled.
About Surat District Co-operative Bank
- Kind of bank
- District central co-operative bank
- IFSC codes begin with
- SDCB
- Branches with an IFSC code
- 119, in 3 places and 2 states and union territories
- MICR code of the bank
- 395244000 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 607336 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Surat District Co-operative Bank is a district central co-operative bank. A district central co-operative bank works in one district. It is the middle level of the co-operative credit system: village credit societies bank with it, and it banks with the state co-operative bank. It lends mostly for farming and to people in the rural parts of the district.
Almost all its branches with an IFSC code are in Gujarat.
Deposit insurance: Surat District Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Surat District Co-operative Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | 118 of 119 branches | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Surat District Co-operative Bank code
Questions
What is the IFSC code of Surat District Co-operative Bank?
Every branch of Surat District Co-operative Bank has its own IFSC code. The codes begin with SDCB. For example, the code of Surat District Co-operative Bank Imps, Mumbai is SDCB0000001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Surat District Co-operative Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Surat District Co-operative Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources