IFSCSumitomo Mitsui Banking Corporation IFSC codes
All 5 branches of Sumitomo Mitsui Banking Corporation with their IFSC and MICR codes. Choose a state, then find your branch.
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About Sumitomo Mitsui Banking Corporation IFSC codes
Sumitomo Mitsui Banking Corporation is a foreign bank. It has 5 branches with an IFSC code in 4 states and union territories. Its IFSC codes begin with SMBC. An example is SMBC0000001 (Sumitomo Mitsui Banking Corporation Imps, Mumbai).
- Most branches: Maharashtra (2), Delhi (1), Karnataka (1), Tamil Nadu (1).
- Places with the most branches: Mumbai (2), Chennai (1), Bengaluru (1), New Delhi (1).
- 4 of 5 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: all but 1 branch.
About Sumitomo Mitsui Banking Corporation
- Kind of bank
- Foreign bank
- IFSC codes begin with
- SMBC
- Branches with an IFSC code
- 5, in 4 places and 4 states and union territories
- MICR code of the bank
- 110040002 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- Official website
- smbc.co.jp from the Reserve Bank of India's list of bank websites
- Deposit insurance
- On the DICGC list of insured banks
Sumitomo Mitsui Banking Corporation is a foreign bank. A foreign bank is a bank from another country that works in India through its own branches or through a subsidiary registered here. It usually has few branches, mostly in the largest cities, and serves companies, trade and customers who send or receive money across borders.
Its branches are spread over 4 states and union territories; the most are in Maharashtra, Tamil Nadu and Karnataka.
Deposit insurance: Sumitomo Mitsui Banking Corporation is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Sumitomo Mitsui Banking Corporation
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | 4 of 5 branches | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Not listed | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Sumitomo Mitsui Banking Corporation code
Questions
What is the IFSC code of Sumitomo Mitsui Banking Corporation?
Every branch of Sumitomo Mitsui Banking Corporation has its own IFSC code. The codes begin with SMBC. For example, the code of Sumitomo Mitsui Banking Corporation Imps, Mumbai is SMBC0000001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Sumitomo Mitsui Banking Corporation branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Sumitomo Mitsui Banking Corporation IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources