IFSCSmriti Nagrik Sahakari Bank IFSC codes
All 16 branches of Smriti Nagrik Sahakari Bank with their IFSC and MICR codes. Choose a state, then find your branch.
Choose a state
About Smriti Nagrik Sahakari Bank IFSC codes
Smriti Nagrik Sahakari Bank is a urban co-operative bank. It has 16 branches with an IFSC code in 2 states and union territories. Its IFSC codes begin with SMNB, YESB. An example is SMNB0000001 (RTGS-HO, Mandsaur).
- Most branches: Madhya Pradesh (15), Maharashtra (1).
- Places with the most branches: Mandsaur (7), Neemuch (3), Ratlam (2), Pipliyamandi (1), Dalouda (1), Indore (1).
- 11 of 16 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: all but 1 branch. RTGS: all but 1 branch.
About Smriti Nagrik Sahakari Bank
- Kind of bank
- Urban co-operative bank
- IFSC codes begin with
- SMNB, YESB
- Branches with an IFSC code
- 16, in 7 places and 2 states and union territories
- Head-office code
- SMNB0000001 (RTGS-HO, Mandsaur)
- MICR code of the bank
- 458832001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 607248 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Smriti Nagrik Sahakari Bank is an urban co-operative bank. An urban co-operative bank is owned by its members and registered as a co-operative society. The Reserve Bank of India regulates its banking, and it mostly serves one city or a few districts. Many co-operative banks do not have their own bank code: they send and receive payments through a larger bank, and their IFSC codes begin with that bank's letters.
Its branches are spread over 2 states and union territories; the most are in Madhya Pradesh and Maharashtra.
Deposit insurance: Smriti Nagrik Sahakari Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Smriti Nagrik Sahakari Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | 15 of 16 branches | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | 15 of 16 branches | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Smriti Nagrik Sahakari Bank code
Questions
What is the IFSC code of Smriti Nagrik Sahakari Bank?
Every branch of Smriti Nagrik Sahakari Bank has its own IFSC code. The codes begin with SMNB. For example, the code of RTGS-HO, Mandsaur is SMNB0000001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Smriti Nagrik Sahakari Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Smriti Nagrik Sahakari Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources