IFSCSardargunj Mercantile Co-operative Bank Patan IFSC codes
All 1 branch of Sardargunj Mercantile Co-operative Bank Patan with their IFSC and MICR codes. Choose a state, then find your branch.
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About Sardargunj Mercantile Co-operative Bank Patan IFSC codes
Sardargunj Mercantile Co-operative Bank Patan is a urban co-operative bank. It has 1 branch with an IFSC code in 1 state or union territory. Its IFSC codes begin with GSCB, the bank code of Gujarat State Co-operative Bank. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is GSCB0USMCBL (Sardargunj Mercantile Co-operative Bank Patan Imps, Mumbai).
- Most branches: Maharashtra (1).
- 1 of 1 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
- 1 branch is listed as UPI enabled.
About Sardargunj Mercantile Co-operative Bank Patan
- Kind of bank
- Urban co-operative bank
- IFSC codes begin with
- GSCB (the bank code of Gujarat State Co-operative Bank)
- Branches with an IFSC code
- 1, in 1 place and 1 state or union territory
- MICR code of the bank
- 384817081 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 990249 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Sardargunj Mercantile Co-operative Bank Patan is an urban co-operative bank. An urban co-operative bank is owned by its members and registered as a co-operative society. The Reserve Bank of India regulates its banking, and it mostly serves one city or a few districts. Many co-operative banks do not have their own bank code: they send and receive payments through a larger bank, and their IFSC codes begin with that bank's letters.
All its branches with an IFSC code are in Maharashtra.
Sardargunj Mercantile Co-operative Bank Patan does not have a bank code of its own in these payment systems. It is a sub-member of Gujarat State Co-operative Bank: payments to its accounts travel through Gujarat State Co-operative Bank, which is why its IFSC codes begin with GSCB. For the sender nothing changes: use the code of the Sardargunj Mercantile Co-operative Bank Patan branch exactly as it is given.
Deposit insurance: Sardargunj Mercantile Co-operative Bank Patan is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Sardargunj Mercantile Co-operative Bank Patan
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Not listed | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Sardargunj Mercantile Co-operative Bank Patan code
Questions
What is the IFSC code of Sardargunj Mercantile Co-operative Bank Patan?
Every branch of Sardargunj Mercantile Co-operative Bank Patan has its own IFSC code. The codes begin with GSCB. For example, the code of Sardargunj Mercantile Co-operative Bank Patan Imps, Mumbai is GSCB0USMCBL. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Sardargunj Mercantile Co-operative Bank Patan branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Sardargunj Mercantile Co-operative Bank Patan IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources