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Saraswat Co-operative Bank IFSC codes

All 478 branches of Saraswat Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.

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About Saraswat Co-operative Bank IFSC codes

Saraswat Co-operative Bank is a scheduled urban co-operative bank. It has 478 branches with an IFSC code in 13 states and union territories. Its IFSC codes begin with SRCB. An example is SRCB0000001 (Services Dept, Greater Bombay).

About Saraswat Co-operative Bank

Kind of bank
Scheduled urban co-operative bank
IFSC codes begin with
SRCB
Branches with an IFSC code
478, in 74 places and 13 states and union territories
Head-office code
SRCB0000079 (Corporate Office, Greater Bombay)
MICR code of the bank
400088001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN)
652150 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Deposit insurance
On the DICGC list of insured banks

Saraswat Co-operative Bank is a scheduled urban co-operative bank. A scheduled urban co-operative bank is a larger co-operative bank that is included in the Second Schedule of the Reserve Bank of India Act. It is owned by its members, registered as a co-operative society and regulated by the Reserve Bank of India for its banking work.

Its branches are spread over 13 states and union territories; the most are in Maharashtra, Karnataka and Telangana.

Deposit insurance: Saraswat Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.

Payment services of Saraswat Co-operative Bank

ServiceAt this bankWhat it is for
NEFTEvery branchTransfers of any amount, settled in half-hourly batches, at any hour of any day
RTGSEvery branchLarge transfers of ₹2 lakh and more, settled one by one at once
IMPSEvery branchInstant transfers at any hour, through the bank's app or net banking
UPIEvery branchInstant payments to a UPI ID, mobile number or QR code
NACH creditYesReceiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debitNot listedMandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment BridgeYesGovernment benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a Saraswat Co-operative Bank code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the IFSC code of Saraswat Co-operative Bank?

Every branch of Saraswat Co-operative Bank has its own IFSC code. The codes begin with SRCB. For example, the code of Services Dept, Greater Bombay is SRCB0000001. Choose the state above to see the code of each branch.

How do I find the IFSC code of my Saraswat Co-operative Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one Saraswat Co-operative Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources