Punjab & Sind Bank IFSC Codes: All 1,838 Branches, State by State

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About Punjab & Sind Bank IFSC codes

Punjab & Sind Bank is a public sector bank. It has 1,838 branches with an IFSC code in 32 states and union territories. Its IFSC codes begin with PSIB. An example is PSIB0000001 (Punjab & Sind Bank Imps, Mumbai).

Most branches: Punjab (662), Uttar Pradesh (276), Delhi (138), Haryana (117), Rajasthan (62).
Places with the most branches: Delhi (122), Amritsar (98), Ludhiana (74), Gurdaspur (60), Jalandhar (54), Patiala (47).
1,656 of 1,838 branches have a MICR code (the 9-digit code printed on cheques).
NEFT: every branch. RTGS: all but 83 branches.
1,838 branches are listed as UPI enabled.
1 older code of this bank is no longer in use: see the old codes.

About Punjab & Sind Bank

Kind of bank: Public sector bank
IFSC codes begin with: PSIB
Branches with an IFSC code: 1,838, in 442 places and 32 states and union territories
MICR code of the bank: 110023001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN): 607087 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Official website: punjabandsind.bank.in from the Reserve Bank of India's list of bank websites
Deposit insurance: On the DICGC list of insured banks

Punjab & Sind Bank is a public sector bank. A public sector bank is a bank in which the Government of India holds most of the shares. It is regulated by the Reserve Bank of India like every other bank, and it usually has a wide branch network, including in small towns and villages, and handles many government payments and pension accounts.

Its branches are spread over 32 states and union territories; the most are in Punjab, Uttar Pradesh and Delhi.

Deposit insurance: Punjab & Sind Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.

Payment services of Punjab & Sind Bank

Service	At this bank	What it is for
NEFT	Every branch	Transfers of any amount, settled in half-hourly batches, at any hour of any day
RTGS	1,755 of 1,838 branches	Large transfers of ₹2 lakh and more, settled one by one at once
IMPS	Every branch	Instant transfers at any hour, through the bank's app or net banking
UPI	Every branch	Instant payments to a UPI ID, mobile number or QR code
NACH credit	Yes	Receiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debit	Yes	Mandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment Bridge	Yes	Government benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a Punjab & Sind Bank code

Questions

What is the IFSC code of Punjab & Sind Bank?

Every branch of Punjab & Sind Bank has its own IFSC code. The codes begin with PSIB. For example, the code of Punjab & Sind Bank Imps, Mumbai is PSIB0000001. Choose the state above to see the code of each branch.

How do I find the IFSC code of my Punjab & Sind Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one Punjab & Sind Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources