IFSCMaharashtra State Co-operative Bank IFSC codes
All 69 branches of Maharashtra State Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About Maharashtra State Co-operative Bank IFSC codes
Maharashtra State Co-operative Bank is a state co-operative bank. It has 69 branches with an IFSC code in 1 state or union territory. Its IFSC codes begin with MSCI. An example is MSCI0082001 (Fort HO, Mumbai).
- Most branches: Maharashtra (69).
- Places with the most branches: Mumbai (30), Nagpur (12), Wardha (10), Aurangabad (2), Thane (1), Kolhapur (1).
- 67 of 69 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: all but 1 branch.
- 69 branches are listed as UPI enabled.
- 11 older codes of this bank are no longer in use: see the old codes.
About Maharashtra State Co-operative Bank
- Kind of bank
- State co-operative bank
- IFSC codes begin with
- MSCI
- Branches with an IFSC code
- 69, in 19 places and 1 state or union territory
- MICR code of the bank
- 400082002 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 607315 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Maharashtra State Co-operative Bank is a state co-operative bank. A state co-operative bank is the top co-operative bank of a state. The district central co-operative banks of the state bank with it, and it also serves customers directly through its own branches.
All its branches with an IFSC code are in Maharashtra.
Deposit insurance: Maharashtra State Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Maharashtra State Co-operative Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | 68 of 69 branches | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Maharashtra State Co-operative Bank code
Questions
What is the IFSC code of Maharashtra State Co-operative Bank?
Every branch of Maharashtra State Co-operative Bank has its own IFSC code. The codes begin with MSCI. For example, the code of Fort HO, Mumbai is MSCI0082001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Maharashtra State Co-operative Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Maharashtra State Co-operative Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources