IFSCKerala State Co-operative Bank IFSC codes
All 772 branches of Kerala State Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About Kerala State Co-operative Bank IFSC codes
Kerala State Co-operative Bank is a state co-operative bank. It has 772 branches with an IFSC code in 2 states and union territories. Its IFSC codes begin with KSBK, IBKL. An example is IBKL046KS01 (Kerala State Co-operative Bank Imps, Mumbai).
- Most branches: Kerala (771), Maharashtra (1).
- Places with the most branches: Thiruvananthapuram (94), Ernakulam (66), Kannur (66), Kozhikode (64), Kollam (64), Pathanamthitta (61).
- 769 of 772 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: all but 1 branch. RTGS: all but 1 branch.
About Kerala State Co-operative Bank
- Kind of bank
- State co-operative bank
- IFSC codes begin with
- KSBK, IBKL
- Branches with an IFSC code
- 772, in 15 places and 2 states and union territories
- Head-office code
- KSBK0000001 (RTGS-HO, Thiruvananthapuram)
- MICR code of the bank
- 695177010 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 608165 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Kerala State Co-operative Bank is a state co-operative bank. A state co-operative bank is the top co-operative bank of a state. The district central co-operative banks of the state bank with it, and it also serves customers directly through its own branches.
Almost all its branches with an IFSC code are in Kerala.
Banks that became part of Kerala State Co-operative Bank: Idukki District Co-operative Bank (29 November 2019), Kozhikode District Co-operative Bank (29 November 2019), Thrissur District Co-operative Bank (29 November 2019). Their old IFSC codes are listed with the new ones on the pages linked here.
Deposit insurance: Kerala State Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Kerala State Co-operative Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | 771 of 772 branches | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | 771 of 772 branches | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Kerala State Co-operative Bank code
Questions
What is the IFSC code of Kerala State Co-operative Bank?
Every branch of Kerala State Co-operative Bank has its own IFSC code. The codes begin with KSBK. For example, the code of Kerala State Co-operative Bank Imps, Mumbai is IBKL046KS01. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Kerala State Co-operative Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Kerala State Co-operative Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources