IFSCKarnatak Central Co-operative Bank Dharwad IFSC codes
All 1 branch of Karnatak Central Co-operative Bank Dharwad with their IFSC and MICR codes. Choose a state, then find your branch.
Choose a state
About Karnatak Central Co-operative Bank Dharwad IFSC codes
Karnatak Central Co-operative Bank Dharwad is a district central co-operative bank. It has 1 branch with an IFSC code in 1 state or union territory. Its IFSC codes begin with KSCB, the bank code of Karnataka State Co-operative Apex Bank. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is KSCB0015001 (Karnatak Central Co-operative Bank Dharwad Imps, Mumbai).
- Most branches: Maharashtra (1).
- 0 of 1 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
- 1 branch is listed as UPI enabled.
About Karnatak Central Co-operative Bank Dharwad
- Kind of bank
- District central co-operative bank
- IFSC codes begin with
- KSCB (the bank code of Karnataka State Co-operative Apex Bank)
- Branches with an IFSC code
- 1, in 1 place and 1 state or union territory
- NPCI number (IIN)
- 607816 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Karnatak Central Co-operative Bank Dharwad is a district central co-operative bank. A district central co-operative bank works in one district. It is the middle level of the co-operative credit system: village credit societies bank with it, and it banks with the state co-operative bank. It lends mostly for farming and to people in the rural parts of the district.
All its branches with an IFSC code are in Maharashtra.
Karnatak Central Co-operative Bank Dharwad does not have a bank code of its own in these payment systems. It is a sub-member of Karnataka State Co-operative Apex Bank: payments to its accounts travel through Karnataka State Co-operative Apex Bank, which is why its IFSC codes begin with KSCB. For the sender nothing changes: use the code of the Karnatak Central Co-operative Bank Dharwad branch exactly as it is given.
Payment services of Karnatak Central Co-operative Bank Dharwad
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Karnatak Central Co-operative Bank Dharwad code
Questions
What is the IFSC code of Karnatak Central Co-operative Bank Dharwad?
Every branch of Karnatak Central Co-operative Bank Dharwad has its own IFSC code. The codes begin with KSCB. For example, the code of Karnatak Central Co-operative Bank Dharwad Imps, Mumbai is KSCB0015001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Karnatak Central Co-operative Bank Dharwad branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Karnatak Central Co-operative Bank Dharwad IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources