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Kanakamahalakshmi Co-operative Bank IFSC codes

All 1 branch of Kanakamahalakshmi Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.

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About Kanakamahalakshmi Co-operative Bank IFSC codes

Kanakamahalakshmi Co-operative Bank is a urban co-operative bank. It has 1 branch with an IFSC code in 1 state or union territory. Its IFSC codes begin with IBKL, the bank code of IDBI. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is IBKL0150KMC (Kanakamahalakshmi Co-operative Bank Imps, Mumbai).

About Kanakamahalakshmi Co-operative Bank

Kind of bank
Urban co-operative bank
IFSC codes begin with
IBKL (the bank code of IDBI)
Branches with an IFSC code
1, in 1 place and 1 state or union territory
MICR code of the bank
530528001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN)
607314 identifies the bank in NPCI systems such as Aadhaar-enabled payments

Kanakamahalakshmi Co-operative Bank is an urban co-operative bank. An urban co-operative bank is owned by its members and registered as a co-operative society. The Reserve Bank of India regulates its banking, and it mostly serves one city or a few districts. Many co-operative banks do not have their own bank code: they send and receive payments through a larger bank, and their IFSC codes begin with that bank's letters.

All its branches with an IFSC code are in Maharashtra.

Kanakamahalakshmi Co-operative Bank does not have a bank code of its own in these payment systems. It is a sub-member of IDBI: payments to its accounts travel through IDBI, which is why its IFSC codes begin with IBKL. For the sender nothing changes: use the code of the Kanakamahalakshmi Co-operative Bank branch exactly as it is given.

Payment services of Kanakamahalakshmi Co-operative Bank

ServiceAt this bankWhat it is for
NEFTEvery branchTransfers of any amount, settled in half-hourly batches, at any hour of any day
RTGSEvery branchLarge transfers of ₹2 lakh and more, settled one by one at once
IMPSEvery branchInstant transfers at any hour, through the bank's app or net banking
UPIEvery branchInstant payments to a UPI ID, mobile number or QR code
NACH creditYesReceiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debitNot listedMandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment BridgeYesGovernment benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a Kanakamahalakshmi Co-operative Bank code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the IFSC code of Kanakamahalakshmi Co-operative Bank?

Every branch of Kanakamahalakshmi Co-operative Bank has its own IFSC code. The codes begin with IBKL. For example, the code of Kanakamahalakshmi Co-operative Bank Imps, Mumbai is IBKL0150KMC. Choose the state above to see the code of each branch.

How do I find the IFSC code of my Kanakamahalakshmi Co-operative Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one Kanakamahalakshmi Co-operative Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources