IFSCJanata Co-operative Bank IFSC codes
All 2 branches of Janata Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About Janata Co-operative Bank IFSC codes
Janata Co-operative Bank is a urban co-operative bank. It has 2 branches with an IFSC code in 1 state or union territory. Its IFSC codes begin with HDFC, ICIC. An example is HDFC0CTJCBL (Janata Co-operative Bank Imps, Mumbai).
- Most branches: Maharashtra (2).
- 2 of 2 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
- 2 branches are listed as UPI enabled.
- 1 branch has a SWIFT code for money from abroad.
About Janata Co-operative Bank
- Kind of bank
- Urban co-operative bank
- IFSC codes begin with
- HDFC, ICIC
- Branches with an IFSC code
- 2, in 1 place and 1 state or union territory
- MICR code of the bank
- 389805001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 990279 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Janata Co-operative Bank is an urban co-operative bank. An urban co-operative bank is owned by its members and registered as a co-operative society. The Reserve Bank of India regulates its banking, and it mostly serves one city or a few districts. Many co-operative banks do not have their own bank code: they send and receive payments through a larger bank, and their IFSC codes begin with that bank's letters.
All its branches with an IFSC code are in Maharashtra.
Deposit insurance: Janata Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Janata Co-operative Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Not listed | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Janata Co-operative Bank code
Questions
What is the IFSC code of Janata Co-operative Bank?
Every branch of Janata Co-operative Bank has its own IFSC code. The codes begin with HDFC. For example, the code of Janata Co-operative Bank Imps, Mumbai is HDFC0CTJCBL. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Janata Co-operative Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Janata Co-operative Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources