IFSCJanalaxmi Co-operative Bank IFSC codes
All 26 branches of Janalaxmi Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About Janalaxmi Co-operative Bank IFSC codes
Janalaxmi Co-operative Bank is a scheduled urban co-operative bank. It has 26 branches with an IFSC code in 1 state or union territory. Its IFSC codes begin with YESB, the bank code of Yes Bank. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is YESB0JLCB01 (Janalaxmi Co-operative Bank Imps, Mumbai).
- Most branches: Maharashtra (26).
- Places with the most branches: Nasik (21), Greater Bombay (2), Mumbai (1), Pune (1), Jalgaon (1).
- 26 of 26 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
- 26 branches are listed as UPI enabled.
About Janalaxmi Co-operative Bank
- Kind of bank
- Scheduled urban co-operative bank
- IFSC codes begin with
- YESB (the bank code of Yes Bank)
- Branches with an IFSC code
- 26, in 5 places and 1 state or union territory
- MICR code of the bank
- 422373002 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- Deposit insurance
- On the DICGC list of insured banks
Janalaxmi Co-operative Bank is a scheduled urban co-operative bank. A scheduled urban co-operative bank is a larger co-operative bank that is included in the Second Schedule of the Reserve Bank of India Act. It is owned by its members, registered as a co-operative society and regulated by the Reserve Bank of India for its banking work.
All its branches with an IFSC code are in Maharashtra.
Janalaxmi Co-operative Bank does not have a bank code of its own in these payment systems. It is a sub-member of Yes Bank: payments to its accounts travel through Yes Bank, which is why its IFSC codes begin with YESB. For the sender nothing changes: use the code of the Janalaxmi Co-operative Bank branch exactly as it is given.
Deposit insurance: Janalaxmi Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Janalaxmi Co-operative Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Not listed | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Janalaxmi Co-operative Bank code
Questions
What is the IFSC code of Janalaxmi Co-operative Bank?
Every branch of Janalaxmi Co-operative Bank has its own IFSC code. The codes begin with YESB. For example, the code of Janalaxmi Co-operative Bank Imps, Mumbai is YESB0JLCB01. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Janalaxmi Co-operative Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Janalaxmi Co-operative Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources