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Jammu and Kashmir Bank IFSC codes

All 1,197 branches of Jammu and Kashmir Bank with their IFSC and MICR codes. Choose a state, then find your branch.

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About Jammu and Kashmir Bank IFSC codes

Jammu and Kashmir Bank is a private sector bank. It has 1,197 branches with an IFSC code in 21 states and union territories. Its IFSC codes begin with JAKA. An example is JAKA0AALLAH (Allah Bishnah, Jammu).

About Jammu and Kashmir Bank

Kind of bank
Private sector bank
IFSC codes begin with
JAKA
Branches with an IFSC code
1,197, in 108 places and 21 states and union territories
MICR code of the bank
400051001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN)
607440 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Official website
jkb.bank.in from the Reserve Bank of India's list of bank websites
Deposit insurance
On the DICGC list of insured banks

Jammu and Kashmir Bank is a private sector bank. A private sector bank is owned mostly by private shareholders, not by the government. It works under the same Reserve Bank of India rules as a public sector bank: the same payment systems, the same deposit insurance and the same complaint system (the RBI Ombudsman).

Its branches are spread over 21 states and union territories; the most are in Jammu and Kashmir, Delhi and Maharashtra.

Deposit insurance: Jammu and Kashmir Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.

Payment services of Jammu and Kashmir Bank

ServiceAt this bankWhat it is for
NEFTEvery branchTransfers of any amount, settled in half-hourly batches, at any hour of any day
RTGS1,196 of 1,197 branchesLarge transfers of ₹2 lakh and more, settled one by one at once
IMPSEvery branchInstant transfers at any hour, through the bank's app or net banking
UPIEvery branchInstant payments to a UPI ID, mobile number or QR code
NACH creditYesReceiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debitYesMandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment BridgeYesGovernment benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a Jammu and Kashmir Bank code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the IFSC code of Jammu and Kashmir Bank?

Every branch of Jammu and Kashmir Bank has its own IFSC code. The codes begin with JAKA. For example, the code of Allah Bishnah, Jammu is JAKA0AALLAH. Choose the state above to see the code of each branch.

How do I find the IFSC code of my Jammu and Kashmir Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one Jammu and Kashmir Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources