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J&K Grameen Bank IFSC codes

All 1 branch of J&K Grameen Bank with their IFSC and MICR codes. Choose a state, then find your branch.

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About J&K Grameen Bank IFSC codes

J&K Grameen Bank is a regional rural bank. It has 1 branch with an IFSC code in 1 state or union territory. Its IFSC codes begin with JAKA, the bank code of Jammu and Kashmir Bank. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is JAKA0GRAMEN (J&K Grameen Bank Imps, Mumbai).

About J&K Grameen Bank

Kind of bank
Regional rural bank
IFSC codes begin with
JAKA (the bank code of Jammu and Kashmir Bank)
Branches with an IFSC code
1, in 1 place and 1 state or union territory
MICR code of the bank
180642000 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN)
607808 identifies the bank in NPCI systems such as Aadhaar-enabled payments

J&K Grameen Bank is a regional rural bank. A regional rural bank serves the rural areas of one state or region. It is owned together by the Government of India, the state government and a sponsor bank, in the shares of 50, 15 and 35 out of 100, and lends mostly to farmers, rural workers and small businesses.

All its branches with an IFSC code are in Maharashtra.

J&K Grameen Bank does not have a bank code of its own in these payment systems. It is a sub-member of Jammu and Kashmir Bank: payments to its accounts travel through Jammu and Kashmir Bank, which is why its IFSC codes begin with JAKA. For the sender nothing changes: use the code of the J&K Grameen Bank branch exactly as it is given.

Payment services of J&K Grameen Bank

ServiceAt this bankWhat it is for
NEFTEvery branchTransfers of any amount, settled in half-hourly batches, at any hour of any day
RTGSEvery branchLarge transfers of ₹2 lakh and more, settled one by one at once
IMPSEvery branchInstant transfers at any hour, through the bank's app or net banking
UPIEvery branchInstant payments to a UPI ID, mobile number or QR code
NACH creditYesReceiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debitNot listedMandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment BridgeYesGovernment benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a J&K Grameen Bank code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the IFSC code of J&K Grameen Bank?

Every branch of J&K Grameen Bank has its own IFSC code. The codes begin with JAKA. For example, the code of J&K Grameen Bank Imps, Mumbai is JAKA0GRAMEN. Choose the state above to see the code of each branch.

How do I find the IFSC code of my J&K Grameen Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one J&K Grameen Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources