IFSCIndia Post Payments Bank IFSC codes
All 4 branches of India Post Payments Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About India Post Payments Bank IFSC codes
India Post Payments Bank is a payments bank. It has 4 branches with an IFSC code in 2 states and union territories. Its IFSC codes begin with IPOS. An example is IPOS0000001 (India Post Payments Bank Imps, Mumbai).
- Most branches: Delhi (3), Maharashtra (1).
- Places with the most branches: Delhi (3), Mumbai (1).
- 0 of 4 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: all but 2 branches.
- 1 branch is listed as UPI enabled.
About India Post Payments Bank
- Kind of bank
- Payments bank
- IFSC codes begin with
- IPOS
- Branches with an IFSC code
- 4, in 2 places and 2 states and union territories
- MICR code of the bank
- 600768002 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 508528 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Official website
- ippbonline.bank.in from the Reserve Bank of India's list of bank websites
- Deposit insurance
- On the DICGC list of insured banks
India Post Payments Bank is a payments bank. A payments bank can open savings and current accounts and move money, but it cannot give loans or credit cards, and it may hold only up to ₹2 lakh for one customer at the end of the day. It usually has one IFSC code for all its customers instead of a code for each branch.
Deposit insurance: India Post Payments Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of India Post Payments Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | 2 of 4 branches | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | 1 of 4 branches | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a India Post Payments Bank code
Questions
What is the IFSC code of India Post Payments Bank?
Every branch of India Post Payments Bank has its own IFSC code. The codes begin with IPOS. For example, the code of India Post Payments Bank Imps, Mumbai is IPOS0000001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my India Post Payments Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one India Post Payments Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources