IFSCHowrah District Central Co-operative Bank IFSC codes
All 14 branches of Howrah District Central Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About Howrah District Central Co-operative Bank IFSC codes
Howrah District Central Co-operative Bank is a district central co-operative bank. It has 14 branches with an IFSC code in 2 states and union territories. Its IFSC codes begin with WBSC, the bank code of West Bengal State Co-operative Bank. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is WBSC0HCCB01 (Howrah District Central Co-operative Bank Imps, Mumbai).
- Most branches: West Bengal (13), Maharashtra (1).
- Places with the most branches: Haora (12), Mumbai (1), Howrah (1).
- 13 of 14 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
About Howrah District Central Co-operative Bank
- Kind of bank
- District central co-operative bank
- IFSC codes begin with
- WBSC (the bank code of West Bengal State Co-operative Bank)
- Branches with an IFSC code
- 14, in 3 places and 2 states and union territories
- MICR code of the bank
- 700817505 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 607554 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Howrah District Central Co-operative Bank is a district central co-operative bank. A district central co-operative bank works in one district. It is the middle level of the co-operative credit system: village credit societies bank with it, and it banks with the state co-operative bank. It lends mostly for farming and to people in the rural parts of the district.
Its branches are spread over 2 states and union territories; the most are in West Bengal and Maharashtra.
Howrah District Central Co-operative Bank does not have a bank code of its own in these payment systems. It is a sub-member of West Bengal State Co-operative Bank: payments to its accounts travel through West Bengal State Co-operative Bank, which is why its IFSC codes begin with WBSC. For the sender nothing changes: use the code of the Howrah District Central Co-operative Bank branch exactly as it is given.
Deposit insurance: Howrah District Central Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Howrah District Central Co-operative Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Howrah District Central Co-operative Bank code
Questions
What is the IFSC code of Howrah District Central Co-operative Bank?
Every branch of Howrah District Central Co-operative Bank has its own IFSC code. The codes begin with WBSC. For example, the code of Howrah District Central Co-operative Bank Imps, Mumbai is WBSC0HCCB01. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Howrah District Central Co-operative Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Howrah District Central Co-operative Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources