IFSCGandhi Co-operative Urban Bank IFSC codes
All 13 branches of Gandhi Co-operative Urban Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About Gandhi Co-operative Urban Bank IFSC codes
Gandhi Co-operative Urban Bank is a urban co-operative bank. It has 13 branches with an IFSC code in 2 states and union territories. Its IFSC codes begin with YESB, the bank code of Yes Bank. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is YESB0GCUB01 (Gandhi Co-operative Urban Bank Imps, Mumbai).
- Most branches: Andhra Pradesh (12), Maharashtra (1).
- Places with the most branches: Krishna (10), Mumbai (1), Guntur (1), Visakhapatnam (1).
- 12 of 13 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
- 13 branches are listed as UPI enabled.
About Gandhi Co-operative Urban Bank
- Kind of bank
- Urban co-operative bank
- IFSC codes begin with
- YESB (the bank code of Yes Bank)
- Branches with an IFSC code
- 13, in 4 places and 2 states and union territories
- MICR code of the bank
- 520649000 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 508899 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Deposit insurance
- On the DICGC list of insured banks
Gandhi Co-operative Urban Bank is an urban co-operative bank. An urban co-operative bank is owned by its members and registered as a co-operative society. The Reserve Bank of India regulates its banking, and it mostly serves one city or a few districts. Many co-operative banks do not have their own bank code: they send and receive payments through a larger bank, and their IFSC codes begin with that bank's letters.
Its branches are spread over 2 states and union territories; the most are in Andhra Pradesh and Maharashtra.
Gandhi Co-operative Urban Bank does not have a bank code of its own in these payment systems. It is a sub-member of Yes Bank: payments to its accounts travel through Yes Bank, which is why its IFSC codes begin with YESB. For the sender nothing changes: use the code of the Gandhi Co-operative Urban Bank branch exactly as it is given.
Deposit insurance: Gandhi Co-operative Urban Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of Gandhi Co-operative Urban Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Not listed | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Gandhi Co-operative Urban Bank code
Questions
What is the IFSC code of Gandhi Co-operative Urban Bank?
Every branch of Gandhi Co-operative Urban Bank has its own IFSC code. The codes begin with YESB. For example, the code of Gandhi Co-operative Urban Bank Imps, Mumbai is YESB0GCUB01. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Gandhi Co-operative Urban Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Gandhi Co-operative Urban Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources