IFSCESAF Small Finance Bank IFSC codes
All 1 branch of ESAF Small Finance Bank with their IFSC and MICR codes. Choose a state, then find your branch.
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About ESAF Small Finance Bank IFSC codes
ESAF Small Finance Bank is a small finance bank. It has 1 branch with an IFSC code in 1 state or union territory. Its IFSC codes begin with ESMF, the bank code of Esaf Small Finance Bank. Smaller banks often send and receive NEFT and RTGS payments through a larger bank (a sub-member arrangement), and their IFSC codes then carry that bank's four letters. An example is ESMF0000001 (Esaf Small Finance Bank Imps, Mumbai).
- Most branches: Maharashtra (1).
- 0 of 1 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
About ESAF Small Finance Bank
- Kind of bank
- Small finance bank
- IFSC codes begin with
- ESMF (the bank code of Esaf Small Finance Bank)
- Branches with an IFSC code
- 1, in 1 place and 1 state or union territory
- MICR code of the bank
- 673760002 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 508992 identifies the bank in NPCI systems such as Aadhaar-enabled payments
- Official website
- esaf.bank.in from the Reserve Bank of India's list of bank websites
- Deposit insurance
- On the DICGC list of insured banks
ESAF Small Finance Bank is a small finance bank. A small finance bank is licensed by the Reserve Bank of India to take deposits and to lend mainly to small borrowers: small businesses, farmers, micro-enterprises and households. It offers savings accounts, fixed deposits and the usual payment services, like any other bank.
All its branches with an IFSC code are in Maharashtra.
ESAF Small Finance Bank does not have a bank code of its own in these payment systems. It is a sub-member of Esaf Small Finance Bank: payments to its accounts travel through Esaf Small Finance Bank, which is why its IFSC codes begin with ESMF. For the sender nothing changes: use the code of the ESAF Small Finance Bank branch exactly as it is given.
Deposit insurance: ESAF Small Finance Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.
Payment services of ESAF Small Finance Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a ESAF Small Finance Bank code
Questions
What is the IFSC code of ESAF Small Finance Bank?
Every branch of ESAF Small Finance Bank has its own IFSC code. The codes begin with ESMF. For example, the code of Esaf Small Finance Bank Imps, Mumbai is ESMF0000001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my ESAF Small Finance Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one ESAF Small Finance Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources