IFSCCosmos Co-operative Bank IFSC codes
All 196 branches of Cosmos Co-operative Bank with their IFSC and MICR codes. Choose a state, then find your branch.
Choose a state
- Maharashtra 127 branches
- Gujarat 39 branches
- Karnataka 17 branches
- Andhra Pradesh 6 branches
- Tamil Nadu 5 branches
- Madhya Pradesh 2 branches
About Cosmos Co-operative Bank IFSC codes
Cosmos Co-operative Bank is a scheduled urban co-operative bank. It has 196 branches with an IFSC code in 6 states and union territories. Its IFSC codes begin with COSB. An example is COSB0000001 (Parvati Darshan, Pune).
- Most branches: Maharashtra (127), Gujarat (39), Karnataka (17), Andhra Pradesh (6), Tamil Nadu (5).
- Places with the most branches: Pune (47), Greater Bombay (24), Mumbai (17), Ahmadabad (13), Bengaluru (13), Thane (8).
- 182 of 196 branches have a MICR code (the 9-digit code printed on cheques).
- NEFT: every branch. RTGS: every branch.
- 196 branches are listed as UPI enabled.
About Cosmos Co-operative Bank
- Kind of bank
- Scheduled urban co-operative bank
- IFSC codes begin with
- COSB
- Branches with an IFSC code
- 196, in 43 places and 6 states and union territories
- MICR code of the bank
- 400164001 the 9-digit number the bank is known by in cheque clearing; each branch has its own
- NPCI number (IIN)
- 607090 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Cosmos Co-operative Bank is a scheduled urban co-operative bank. A scheduled urban co-operative bank is a larger co-operative bank that is included in the Second Schedule of the Reserve Bank of India Act. It is owned by its members, registered as a co-operative society and regulated by the Reserve Bank of India for its banking work.
Its branches are spread over 6 states and union territories; the most are in Maharashtra, Gujarat and Karnataka.
Banks that became part of Cosmos Co-operative Bank: Sahebrao Deshmukh Co-operative Bank (2023-24). Their old IFSC codes are listed with the new ones on the pages linked here.
Payment services of Cosmos Co-operative Bank
| Service | At this bank | What it is for |
|---|---|---|
| NEFT | Every branch | Transfers of any amount, settled in half-hourly batches, at any hour of any day |
| RTGS | Every branch | Large transfers of ₹2 lakh and more, settled one by one at once |
| IMPS | Every branch | Instant transfers at any hour, through the bank's app or net banking |
| UPI | Every branch | Instant payments to a UPI ID, mobile number or QR code |
| NACH credit | Yes | Receiving bulk payments such as salaries, pensions, dividends and subsidies |
| NACH debit | Not listed | Mandates that collect an EMI, SIP or bill from the account on a fixed date |
| Aadhaar Payment Bridge | Yes | Government benefits paid into the account linked to an Aadhaar number |
From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.
Check a Cosmos Co-operative Bank code
Questions
What is the IFSC code of Cosmos Co-operative Bank?
Every branch of Cosmos Co-operative Bank has its own IFSC code. The codes begin with COSB. For example, the code of Parvati Darshan, Pune is COSB0000001. Choose the state above to see the code of each branch.
How do I find the IFSC code of my Cosmos Co-operative Bank branch?
Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.
Can I use one Cosmos Co-operative Bank IFSC code for another branch?
Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.
Data as of 1 September 2026. Sources