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CITI Bank IFSC codes

All 22 branches of CITI Bank with their IFSC and MICR codes. Choose a state, then find your branch.

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About CITI Bank IFSC codes

CITI Bank is a foreign bank. It has 22 branches with an IFSC code in 11 states and union territories. Its IFSC codes begin with CITI. An example is CITI0000001 (Kolkata, Kolkata).

About CITI Bank

Kind of bank
Foreign bank
IFSC codes begin with
CITI
Branches with an IFSC code
22, in 16 places and 11 states and union territories
MICR code of the bank
400037002 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN)
607485 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Deposit insurance
On the DICGC list of insured banks

CITI Bank is a foreign bank. A foreign bank is a bank from another country that works in India through its own branches or through a subsidiary registered here. It usually has few branches, mostly in the largest cities, and serves companies, trade and customers who send or receive money across borders.

Its branches are spread over 11 states and union territories; the most are in Maharashtra, Tamil Nadu and Gujarat.

Deposit insurance: CITI Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.

Payment services of CITI Bank

ServiceAt this bankWhat it is for
NEFT16 of 22 branchesTransfers of any amount, settled in half-hourly batches, at any hour of any day
RTGS21 of 22 branchesLarge transfers of ₹2 lakh and more, settled one by one at once
IMPSEvery branchInstant transfers at any hour, through the bank's app or net banking
UPIEvery branchInstant payments to a UPI ID, mobile number or QR code
NACH creditYesReceiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debitYesMandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment BridgeYesGovernment benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a CITI Bank code

11 characters: 4 letters, a zero, then 6 letters or digits. You see the bank, branch, address and MICR code. An old code of a merged or closed bank works too: you see what happened to it.

Questions

What is the IFSC code of CITI Bank?

Every branch of CITI Bank has its own IFSC code. The codes begin with CITI. For example, the code of Kolkata, Kolkata is CITI0000001. Choose the state above to see the code of each branch.

How do I find the IFSC code of my CITI Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one CITI Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources