Bombay Mercantile Co-operative Bank IFSC Codes: All 54 Branches, State by State

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About Bombay Mercantile Co-operative Bank IFSC codes

Bombay Mercantile Co-operative Bank is a scheduled urban co-operative bank. It has 54 branches with an IFSC code in 10 states and union territories. Its IFSC codes begin with BMCB, UTIB. An example is BMCB0000001 (RTGS-HO, Mumbai).

Most branches: Maharashtra (35), Gujarat (6), Uttar Pradesh (4), Rajasthan (3), Bihar (1).
Places with the most branches: Mumbai (23), Navi Mumbai (3), Aurangabad (3), Ahmedabad (3), Thane (1), Pune (1).
6 of 54 branches have a MICR code (the 9-digit code printed on cheques).
NEFT: every branch. RTGS: every branch.
54 branches are listed as UPI enabled.

About Bombay Mercantile Co-operative Bank

Kind of bank: Scheduled urban co-operative bank
IFSC codes begin with: BMCB, UTIB
Branches with an IFSC code: 54, in 26 places and 10 states and union territories
Head-office code: BMCB0000001 (RTGS-HO, Mumbai)
MICR code of the bank: 400069002 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN): 508722 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Deposit insurance: On the DICGC list of insured banks

Bombay Mercantile Co-operative Bank is a scheduled urban co-operative bank. A scheduled urban co-operative bank is a larger co-operative bank that is included in the Second Schedule of the Reserve Bank of India Act. It is owned by its members, registered as a co-operative society and regulated by the Reserve Bank of India for its banking work.

Its branches are spread over 10 states and union territories; the most are in Maharashtra, Gujarat and Uttar Pradesh.

Deposit insurance: Bombay Mercantile Co-operative Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.

Payment services of Bombay Mercantile Co-operative Bank

Service	At this bank	What it is for
NEFT	Every branch	Transfers of any amount, settled in half-hourly batches, at any hour of any day
RTGS	Every branch	Large transfers of ₹2 lakh and more, settled one by one at once
IMPS	Every branch	Instant transfers at any hour, through the bank's app or net banking
UPI	Every branch	Instant payments to a UPI ID, mobile number or QR code
NACH credit	Yes	Receiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debit	Yes	Mandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment Bridge	Yes	Government benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a Bombay Mercantile Co-operative Bank code

Questions

What is the IFSC code of Bombay Mercantile Co-operative Bank?

Every branch of Bombay Mercantile Co-operative Bank has its own IFSC code. The codes begin with BMCB. For example, the code of RTGS-HO, Mumbai is BMCB0000001. Choose the state above to see the code of each branch.

How do I find the IFSC code of my Bombay Mercantile Co-operative Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one Bombay Mercantile Co-operative Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources