Axis Bank IFSC Codes: All 6,974 Branches, State by State

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About Axis Bank IFSC codes

Axis Bank is a private sector bank. It has 6,974 branches with an IFSC code in 36 states and union territories. Its IFSC codes begin with UTIB. An example is UTIB0000001 (Treasury Operations, Mumbai).

Most branches: Maharashtra (867), Uttar Pradesh (597), Gujarat (533), Karnataka (521), Tamil Nadu (479).
Places with the most branches: Chennai (153), Bangalore (153), Kolkata (152), Pune (128), Delhi (128), Gurgaon (125).
6,673 of 6,974 branches have a MICR code (the 9-digit code printed on cheques).
NEFT: every branch. RTGS: every branch.
6,974 branches are listed as UPI enabled.
42 older codes of this bank are no longer in use: see the old codes.

About Axis Bank

Kind of bank: Private sector bank
IFSC codes begin with: UTIB
Branches with an IFSC code: 6,974, in 1,021 places and 35 states and union territories
Head-office code: UTIB0000ETC (Head Office, Greater Bombay)
MICR code of the bank: 400211000 the 9-digit number the bank is known by in cheque clearing; each branch has its own
NPCI number (IIN): 607153 identifies the bank in NPCI systems such as Aadhaar-enabled payments
Official website: axis.bank.in from the Reserve Bank of India's list of bank websites
Deposit insurance: On the DICGC list of insured banks

Axis Bank is a private sector bank. A private sector bank is owned mostly by private shareholders, not by the government. It works under the same Reserve Bank of India rules as a public sector bank: the same payment systems, the same deposit insurance and the same complaint system (the RBI Ombudsman).

Its branches are spread over 35 states and union territories; the most are in Maharashtra, Uttar Pradesh and Gujarat.

Deposit insurance: Axis Bank is on the list of insured banks of DICGC, the deposit insurer owned by the Reserve Bank of India. Deposits there are insured up to ₹5 lakh for each depositor, counting savings, current, fixed and recurring deposits in the bank together, principal and interest.

Payment services of Axis Bank

Service	At this bank	What it is for
NEFT	Every branch	Transfers of any amount, settled in half-hourly batches, at any hour of any day
RTGS	Every branch	Large transfers of ₹2 lakh and more, settled one by one at once
IMPS	Every branch	Instant transfers at any hour, through the bank's app or net banking
UPI	Every branch	Instant payments to a UPI ID, mobile number or QR code
NACH credit	Yes	Receiving bulk payments such as salaries, pensions, dividends and subsidies
NACH debit	Yes	Mandates that collect an EMI, SIP or bill from the account on a fixed date
Aadhaar Payment Bridge	Yes	Government benefits paid into the account linked to an Aadhaar number

From the lists of the Reserve Bank of India and NPCI, as of 1 September 2026. A branch that is "not listed" for a service can often still receive it through the bank's main office.

Check a Axis Bank code

Questions

What is the IFSC code of Axis Bank?

Every branch of Axis Bank has its own IFSC code. The codes begin with UTIB. For example, the code of Treasury Operations, Mumbai is UTIB0000001. Choose the state above to see the code of each branch.

How do I find the IFSC code of my Axis Bank branch?

Choose your state on this page, then find your branch in the list or type its name in the search box. The code is also printed on your cheque book and passbook, and shown in the bank's app next to your account details.

Can I use one Axis Bank IFSC code for another branch?

Use the code of the branch where the account is held. A payment with the right account number and another branch code of the same bank usually still arrives, because banks match the account number, but it can be delayed or returned, so always use the exact code.

Data as of 1 September 2026. Sources